Can you junk a car without a title in Florida? Absolutely!
After establishing ownership, the car junking process couldn’t be more straightforward. You’ll receive a quote for how much your vehicle is worth, and then we come and take it off your hands. The minute we pick up your car, you’ll be able to get the cash you need.
Just make sure you don’t forget to tell the DMV everything they need to know; otherwise, you could face some hefty fines. What do you need to say to the DMV after junking your car? The information below could save you a lot of time and money.
How to Inform DMV
Before you junk your car, make sure you remove the license plate. You’ll also want to double-check that you have a copy of your registration handy.
Immediately after junking your car, you’ll need to reach out to the DMV. If you’re wondering what way to inform DMV, there’s a lot of options.
You can reach out to them on the phone, online, or by going there in person. You’ll need to let the DMV know that you’re no longer in ownership of the vehicle. Then, you’ll need to take the proper steps for handling your old license plate.
Surrendering Your License Plate
Why do you need to take your license plate off of your old car before junking it? So that you’re not open to any sort of liability problems.
In Florida, you have to surrender your plate if you’ve already canceled your insurance on the vehicle. Florida also requires you to surrender your license plate if you sold a car and haven’t transferred the plates to a new car yet.
How to Surrender Your License Plate
There are a few different options for you surrender the license plate for your junked car.
For one, you could surrender the plate by mail. Simply send the plate to your local tax collector’s office or DMV, and you’ll be set. You could also go to the tax collector’s office or DMV in person and surrender the plate there.
We suggest making an appointment ahead of time if you’re going in person. Because of COVID precautions, many DMVs are restricting the number of people they can see each day. By securing an appointment, you’ll guarantee you get the job done.
What if I Don’t Surrender My Plate?
Along with owner liability, what other problems can come when you fail to surrender your plate? If you’ve canceled the insurance on the junk car, the insurance company will let the DMV know. You’ll have a certain number of days to surrender the plate or face a driver’s license suspension.
The rules are strict, but they make sense. If your insurance is canceled, but the plate is still active, it’s like you have an uninsured vehicle. The moment you surrender your plate, the DMV can issue a new vehicle registration. One that you’re not legally tied to.
Make sure you get a copy of your surrendered registration receipt since it can be helpful when you’re registering or replacement vehicle. Sometimes the surrendered registration receipt will let you skip the initial registration fee once you get your new car.
What if Your Car Registration is Expired?
Even if your car registration is already expired on the car you want to junk, we can still take your junk car. However, we will need to validate your ownership of the car.
Sometimes people confuse their registration with the vehicle title. Registration means you’ve signed up with the DMV and proven that the vehicle is road legal. A title is what’s going to show ownership. As long as you have the vehicle title, we can take your car no matter your registration status.
What to Tell the Insurance Company
If you decide to junk your car, you’ll want to let your insurance company know right away. After all, you don’t want to pay premiums on a vehicle that you don’t own.
Let the insurance company know exactly what you did with the car. That way they understand the car’s no longer under your ownership.
Now would also be a good time to double check that you’re following all of Florida’s insurance requirements. Just ask your insurance agent to walk you through your policy and double-check your coverages.
Can You File a Claim for a Junk Car?
It’s also important to know how insurance companies handle claims when you junk your car. Your vehicle is likely totaled since you’re considering junking it. You’ll need to report the claim to the insurance company, explaining that you suffered a total loss.
The insurance company will need to inspect the vehicle to verify that it is totaled. Then your insurance company might ask you to sign the title over to them, but it will vary from one company to the next.
If you have a car loan, double-check how much you owe. Knowing how much you owe can help you get the actual value of your car.
Submit all claim paperwork to the insurance company and wait for their reply. As long as they give you the go-ahead, you can move forward with junking the car.
Get Cash for Your Junked Car
Waiting to contact the DMV about your junked car can cause problems. Instead, you’ll want to be proactive by reaching out to the DMV right away. Let them know that you’re no longer in ownership of the vehicle and start the process of surrendering the license plate.
If you are looking for the right company to tow away your junk car, look no further than All Buy Cars.
We’re proud to offer a premier junk car buying service. Reach out to us for a quote and see how much money you can get for your junk car.